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Plastic Surgery Financing Options

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Plastic surgery has become a popular way to enhance your appearance, but the cost of cosmetic procedures can be a major hurdle for some people. To make plastic surgery more affordable, many financing options are now available. PlasticSurgeryCosts has a list of some of those options, as well as some of the top companies in plastic surgery financing for your consideration.

Calculating the Cost
Plastic surgery costs vary considerably, based on the type of procedure you want, the location of the clinic and the experience of the doctor. Before you can pursue plastic surgery financing, it is important to get an accurate estimate of the final price of your procedure. Begin by selecting a doctor for your treatment – not by how much he charges, but by how experienced he is at the procedure you want. Remember, you can't put a price tag on a safe, effective procedure. Once you have chosen your doctor and received an accurate estimate for your treatment, you can begin shopping around for the best deal on your plastic surgery financing.

Understanding Your Payment Options
There are many choices in plastic surgery financing, including credit cards, a payment plan through the doctor's office and cosmetic surgery loans. Credit cards are not always the best choice, due to their higher interest rates. Most doctors offer financing plans within their offices, but you might end up paying more for your procedure when you don't pay cash up front. Some doctors work with local lending companies that specialize in plastic surgery financing, and this option is often the easiest and least expensive for patients.

Plastic Surgery Financing Companies
If plastic surgery financing sounds like the best option for you, PlasticSurgeryCosts has a few companies for you to consider:

  • Care Credit – This company offers a personal line of credit for all types of healthcare expenses, including cosmetic treatments. This financing is accepted by more than 100,000 providers across the country and charges no costs up front and no pre-payment penalties.
  • CosmediCredit – This plastic surgery financing allows patients to use any doctor they like and features a revolving credit line that is perfect for individuals who may be seeking additional cosmetic procedures in the future. No down payment is necessary and special financing is available to those who qualify.
  • Cosmetic Surgery Financing – If you have experienced problems with your credit in the past, Cosmetic Surgery Financing may be able to help you afford the cosmetic treatment you want. This company customizes credit plans for a customer's individual situation, ensuring nearly every patient can get the elective treatment they desire even if their credit is less than stellar.
  • Chase Health Advance – Chase offers healthcare financing with no interest plan options for up to 24 months. Revolving lines of credit are available for up to $5,000 with no money down. This flexible company also features instant credit approval and extended no interest plans for those who need them.
  • Health One Financial – This well known company in the healthcare field offers plastic surgery financing with low interest rates starting at just 7.99% and cash back on purchases. Customers enjoy 24-hour service and no annual fee on their financing. Customers can customize their financing option so it fits precisely with their unique needs.

Whether you are looking into breast augmentation or rhinoplasty, the cost of the procedure shouldn’t stop you from getting the results you want. With so many good plastic surgery financing options available today, there is no reason why you can't pursue the cosmetic procedure you want.

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